Contact Us

Graphic Artists Guild

31 West 34th Street, 8th Fl
New York, NY 10001

Tel: (212) 791-3400
admin@graphicartistsguild.org

Questions about your membership:
membership@graphicartistsguild.org

Questions about purchases:
sales@graphicartistsguild.org

Coronavirus Information & Resources

At the Graphic Artists Guild, we’re facing our first-ever pandemic. We’re committed to providing our community with resources and support to help us all get through this difficult time, safely and sanely. Below we’ve compiled a list of resources and information so that you can keep abreast of the latest news from one page.

If we’ve missed a resource, please let us know. Send us a email at comm-admin@graphicartistsguild.org, and we’ll add it to the list.

We’ve also posted some resources to help you put your self quarantining time to good use, and keep your creative juices flowing. Visit our Social Distancing Survival Hub.

Social Distancing Survival Hub button

Coronavirus Pandemic Information

Healthcare Articles and Blogs

Senior Guide to Mental Health During Coronavirus (COVID-19): Tips for how seniors can stay healthy and connected during the COVID-19 pandemic. Read more.

SingleCare Coronavirus / COVID-19 Information Station: SingleCare is committed to keeping you informed about the coronavirus. Articles are sourced from healthcare industry experts and updated daily. Read more.

Protect Your Family’s Mental Health During the COVID-19 Pandemic: US News and World Report has published steps you can take to maintain a positive attitude and address the stress you and your family may be facing during the pandemic. Read more.

Public Health Measures

State-by-State Stats and Reopenings: The Washington Post published May 22 a state-by-state recap of public health measures and reopening status, along with graphs showing infection rates over time. Read more.

CDC Guide to Social Distancing: With states starting to open up, it’s important to be aware of the CDC’s guidelines social and physical distancing when you’re out and about. Read more.

Public Health Measures to Slow Community Spread of Coronavirus Disease 2019: The Journal of Infectious Diseases has published a layman’s article comparing the transmission dynamics of various coronaviruses – COVID-19, SARS/MERS, and influenza – and discussing mitigation measures. Read more.

Business & Financial Resources

Federal Aid for Small Businesses and Individuals

The CARES Act, passed on March 27, 2020 to address the financial duress caused by the COVID-19 crisis, included a suite of programs designed to assist small and large businesses, as well as freelancers. Those include stimulus payments for individuals, an extension of unemployment benefits to freelancers, payroll protection loans, an expansion of the SBA’s Economic Injury Disaster Loan program, self employment tax credit, and employee retention tax credit. Freelancers and independent contractors will be surprised to learn that many of these programs will benefit them as well as small businesses.

NOTE: As of May 18, the  PPP program still has funds to disperse. Graphic artists who have not applied are encouraged strongly to see if they qualify and do so. Because of the high volume of applications, the EIDL program currently is only accepting applications from agricultural businesses. EIDL applications which were already made will be processed. Check with the SBA website for updates on when application eligibility requirements open up again to non-agricultural businesses. The Guild is advocating on behalf of graphic artists for stimulus funds earmarked for micro-businesses, sole proprietorships, and freelancers.

There are excellent articles with updates to the PPP and EIDL programs:

Stimulus Payments

Stimulus payments are cheques that the government is issuing directly to tax payers. You don’t need to do anything. The stimulus cheque amounts will be deposited directly into your bank accounts on file with the IRS.

  • Stimulus payments apply to taxpayers, including those who receive social security, retirement and disability checks, unemployed people and veterans. Individuals will receive up to $1,200 per person, or $2,400 for a couple filing jointly, as well as $500 per child under 17. Eligibility is based on your 2019 or (if you haven’t filed for 2019), 2018 tax filing. The stimulus check amounts will be deposited directly into your accounts on file with the IRS.
  • The full stimulus payment amount is limited to individuals who earn $75,000 or under, or $150,000 or under for a couple filing jointly. Individuals earning $75,000-$99,000 or couples earning $150,000-$198,000 will receive a partial payment. (Your payment is reduced by $5 for every $100 your income exceeds the $75,000 limit.)
  • For a head of household, the stimulus payment is limited to individuals who earn under $112,500 for the full payment, or up to $136,000 for the partial payment.
  • The income threshold the check amount is based on refers to your “adjusted gross income” or AGI, as reported on your income tax form.
  • Those who do not qualify for a stimulus payment because their 2018 or 2019 income threshold was too high may be eligible to receive a credit on their 2020 tax return if their 2020 income drops below the qualifying threshold.
  • Those Not Eligible
    • Children 17 and over, and college students claimed as dependents (note that these children are also too old to qualify their parents for the $500/child payment)
    • Disabled people who are claimed as dependents
    • Seniors who are claimed as dependents
    • Immigrants without social security numbers, such as non-resident aliens, temporary workers, and illegal immigrants
    • Children born in 2020, including in the early part of the year (although you’ll probably get a credit on your 2020 taxes)
    • People who owe back child support
    • Parents with split custody: the stimulus check for the children will only appear in the account of the parent who claimed the children on whichever tax form is used to calculate the check amount (2018 or 2019)

For more information, check the IRS’ FAQs page.

Enhancement of Unemployment Benefits

The CARES Act expands the unemployment insurance currently provided by states by providing an additional $600/week for up to four weeks, by including independent contractors and freelancers, and by restarting benefits that have lapsed. The enhanced unemployment benefits will be administered by each individual state. You can pull up your state’s unemployment offices by visiting CareerOneStop’s Unemployment Benefits Finder and selecting your state from their drop-down.

  • The Federal Pandemic Unemployment Compensation provision provides an extra $600/week on top of your state unemployment benefits, until July 31 (four months from the time of enactment).
  • Unemployment benefits are extended an additional 13 weeks after the state unemployment benefits run out, expiring on December 31, 2020. In states where the first week of unemployment is not covered, benefits are provided for that week.
  • Under the Pandemic Unemployment Assistance provision, independent contractors, freelancers, gig economy workers (those working on a 1099 basis), and those with limited employment history are eligible.
  • Workers who otherwise are able to work*, but are prevented from doing so for COVID-19-related reasons, may be eligible for unemployment benefits. Those reasons include diagnosis or symptoms of COVID-19, caring for a family or household member with COVID-19, unable to work because of an imposed quarantine; caring for a child whose school has closed because of a COVID-19-related public health emergency; or place of employment has closed because of COVID-19-related public health emergency.
  • The provision allows states to pay pro-rated unemployment benefits to employers who reduce hours.
  • Those not eligible: Workers receiving paid sick leave or family leave, or those who can work from home are not eligible for unemployment benefits.

* Note that 1099 workers may not be able to qualify for unemployment benefits for COVID-19- related reasons. The CARES Act creates two categories for workers eligible for Pandemic Unemployment Assistance: 1099 workers, and those experiencing work stoppage for COVID-19-related reasons. States have broad authority to interpret the provisions of the bill. See the Authors Guild’s excellent analysis of the bill for more information.

Payroll Protection Program

As of May 18, the  PPP program still has funds to disperse. Graphic artists who have not applied are encouraged strongly to see if they qualify and do so.

Small businesses, sole proprietorships, and independent contractors can apply for loans of approximately 2.5x the average monthly payroll through the Small Business Payment Protection Program. The purpose of the loan is to prevent employees from being laid off by subsidizing eight weeks of payroll. The loans must be applied to payroll, rent, and utilities. If applied appropriately, the entire amount of the load may be forgiven.

Read the Treasury Department’s Information Sheet on the PPP program.

  • Apply early: The loan program will be capped. Small businesses (under 500 employees) and sole proprietorships (such as design and illustration studios) can apply starting April 3rd. Independent contractors and self employed (such as individual designers and illustrators earning 1099 income) can apply starting April 10.
  • The loan maximum amount will be 2.5x average monthly payroll costs.
  • For the self-employed, the loan amount is determined by the wage, commissions, income, or net earnings from self-employment for the year prior to the loan (not more than $100,000 in a single year).
  • The interest rate on the loan will not exceed 4%.
  • Apply early: The loan program will be capped. Small businesses (under 500 employees) and sole proprietorships (such as design and illustration studios) can apply starting April 3rd. Independent contractors and self employed (such as individual designers and illustrators) can apply starting April 10.
  • The loan maximum amount will be 2.5x average monthly payroll costs.
  • For the self-employed, the loan amount is determined by the wage, commissions, income, or net earnings from self-employment for the year prior to the loan (not more than $100,000 in a single year)
  • The interest rate on the loan will not exceed 4%.
  • The loan amount must be used for:
    • Payroll costs (at least 75% on payroll)
    • Rent or interest on mortgage
    • Utilities
    • Debt obligations on loans which precede the PPP loan
    • Employee healthcare costs
  • Payments on the loan are deferred for six months (interest will accrue), and the loan is due in two years.
  • If the workforce is maintained, and the money used as outlined above, you can apply for loan forgiveness.

To apply for the PPP loan, you’ll need to find a lender active through the SBA’s 7a lender program. If your own small business bank is part of this program, work through them. You’ll also need to fill out the lender’s PPP loan application. Many banks will require you to have some sort of relationship with them – for example, a business account or credit card – or will want assurance that you don’t have a business borrowing or credit relationship with another bank. The lender will require documentation showing that the loan is required to weather economic uncertainty and maintain payroll, including tax documents, mortgage payments, etc. In order to apply for debt forgiveness, you’ll also need to prove that you used the funds as required, so accurate record-keeping is a must.

If you’re an independent contractor, you’ll need to include your 1099-MISC forms. If you’re a sole proprietor, you’ll need to submit the appropriate schedules from your tax filing.

There is some confusion as to when sole proprietors and independent contractors should apply. Small businesses and sole proprietorships can apply starting April 3, and independent contractors and gig workers on April 10. However, there isn’t clear guidance on who is considered a sole proprietor versus an independent contractor. According to The Balance SMB, the distinction is made in how you are considered for tax purposes. A “sole proprietor” is a one-person business who is not registered with their state as a business entity, such as an LLC, corporation, or partnership. Sole proprietors file Schedule C forms with their personal taxes. Independent contractors work for someone else and receive a 1099-MISC to show their earnings. The difficulty, as any freelancer knows, is that you can be both a sole proprietor and an independent contractor. Many freelancers receive both 1099 income as a contracted worker, as well as income from services they provide to clients. Both the 1099 income and the other income streams are reported on their Schedule C.

So how to choose when to apply for the PPP?

Because there are serious concerns that the PPP loan program is underfunded, it’s crucial that individuals apply early, before the funding runs out. The opening date for applying as a sole proprietor is April 3, one week earlier than the opening date for applying as an independent contractor. A good rule of thumb to follow will be to look at your Schedule C. If you’ve only reported revenue streams from 1099 forms, you should apply as an independent contractor. But if you’ve reported multiple income streams (which may include 1099 income), you should be able to apply as a sole proprietor. Regardless of which route you’re going, search for a lender, and apply as soon as you can.

Forbes has a comprehensive article, How To Calculate Payroll Costs For Your Paycheck Protection Program Loan.

In summary:

  1. Add together your payroll costs for the past 12 months (employees must be US residents). If you’re a sole proprietorship or independent contractor, total up all your wages, commissions, income, and/or net earnings for the past year.
  2. Subtract from the result calculated in step 1 any compensation in excess of $100,000/employee or contractor or sole proprietor. (For example, if you as a sole proprietor earned $130,000 last year, you’ll subtract $30,000 – the amount over $100,000 – in step 2. If you didn’t earn over $100,000 total, you’ll subtract 0 from your aggregated payroll costs.)
  3. Divide the result in step 2 by 12 to get your average monthly payroll costs. (Note: if you’re a new business, you can use your Q1 payroll costs to calculate this instead.)
  4. Multiply the result of step 3 – your average monthly payroll costs – by 2.5 to get your loan amount.
  5. If you received an EIDL (Economic Injury Disaster Loan) from the SBA between January 1, 2020 and April 3, 2020, add that to your loan amount. Be sure to subtract any advance you received from your EIDL COVID loan, since the advance doesn’t have to be repaid.

Economic Injury Disaster Loan Program

Because of the high volume of applications, the EIDL program currently is only accepting applications from agricultural businesses. EIDL applications which were already made will be processed. Check with the SBA website for updates on when application eligibility requirements open up again to non-agricultural businesses.

The EIDL program predates the COVID-19 crisis, but the CARES Act relaxed requirements for the program and increased its funding. It also expanded the program to cover sole proprietorships and independent contractors. The program extends loans to these and other small businesses which experience temporary losses incurred from COVID-19-related public emergencies. Any business under 500 employees (including sole proprietorships and independent contractors) in existence before January 31, 2020, is eligible.

  • The loan can be applied towards working capital, necessary expenditures, paid sick leave for employees unable to work from COVID-19, increased costs from supply chain issues, maintaining payroll, rent or mortgage, and certain repayments
  • The interest rate is 3.75%.
  • The loan may not be forgiven.
  • If you’ve received an EIDL loan related to COVID-19 losses, you may not apply for a PPP loan. However, you may be able to refinance an existing EIDL loan with a PPP loan if you meet eligibility requirements.
  • While your application for an EIDL loan is pending, you may apply for an EIDL grant, which, if approved, will be paid within three days of application. The EIDL grant need not be repaid, even if the EIDL loan is denied.

Self Employment Tax Credit

If the COVID-19 emergency means that you are unable to get to your job, you may be able to receive a credit on your income taxes, to be claimed on your income tax return and reduce your estimated tax payments. The COVID-19-related causes include:

  • You’re subject to a federal, state, or local quarantine order
  • You’ve been advised to self-quarantine by a health official, or you have COVID-19 symptoms and are seeking a diagnosis
  • You’re caring for someone under quarantine, or self-quarantine
  • You’re caring for a child whose school or daycare is closed because of a COVID-19-related public order
  • You’re experiencing a substantially similar condition specified by Health and Human Services. (This provision exists to cover illness arising from any mutation of the COVID-19 originating virus.)

If you’ve been subjected to a quarantine or self-quarantine, the credit equals 100% of your sick leave equivalent amount. The sick leave equivalent amount is the lesser of either your average daily self employment income, or $511/day for up to 10 days ($5,110 total).

If you’re caring for someone under quarantine or self-quarantine, or for a child whose school or daycare has closed, the credit equals 67% of your sick leave equivalent amount. The sick leave equivalent amount then is $200/day for up to 10 days ($2,000).

You can also claim a coronavirus emergency family leave credit for up to 50 days. In this instance, the credit amount would equal the number of qualified family leave days multiplied by the lesser of either $200, or your average daily self employed income. The maximum total family leave credit would be $10,000.

Employee Retention Tax Credit

Employers whose operations were fully or partially suspended due to COVID-19-related public emergency orders, or who experience a loss of over 50% in gross receipts as compared to the same quarter in 2019 are eligible to apply for the employee retention tax credit. The credit would be for 50% refundable payroll tax of up to $10,000 for each eligible employee.

  • Credit applies to wages paid after March 12, 2020, and before January 1, 2021.
  • Businesses which have received PPP loans would not be eligible to apply.
  • If the Eligible Employer averaged 100 or fewer full-time employees in 2019, qualified wages are the wages paid to any employee.

For more information, visit the IRS’ FAQs page.

A Guide to COVID-19 and Your Finances: What You Need to Know

In addition to their resource on annuities, Annuity.org has published a basic but comprehensive guide to what you need to know about managing finances, from a global overview to stock market volatility to the CARES Act. Read the Guide.

IRS

The U.S. Treasury Department and Internal Revenue Service (IRS) today issued guidance allowing all individual and other non-corporate tax filers to defer up to $1 million of federal income tax (including self-employment tax) payments due on April 15, 2020, until July 15, 2020, without penalties or interest. The filing deadline remains April 15, 2020, and most Americans are advised to file their tax returns, since they will be getting a refund. For more information, visit the IRS’s announcement.

The IRS has temporarily closed all Taxpayer Assistance Centers and discontinued face-to-face service throughout the country until further notice. The IRS is continuing to process tax returns, issue refunds and help taxpayers to the greatest extent possible.

Banking/Lending

Small Business Administration

(See above for information on PPP and EIDL loans.)

  • SBA Express Bridge Loans extend $25,000 to small business owners with an existing relationship with and SBA Express Lender
  • SBA Debt Relief: For qualified borrowers, the SBA will cover up to 6 months of principal, interest, and any associated fees

List Of Banks Offering Relief To Customers Affected By Coronavirus (COVID-19)

Forbes has compiled statements and plans from banks which are intending to offer relief to customers affected by COVID-19. The article is updated continuously. Bookmark the article here.

  • Ally Bank: Deferred payments for auto loans and mortgages, waived fees, etc. Learn more.
  • American Express: Waiving interest on late fees on accounts that are requesting COVID-19 relief. More information here.
  • Bank of America: Committed to giving relief on a ‘case-by-case’ basis for small business loans, mortgages, deposit accounts, credit cards, etc. Learn more.
  • BBVA: Loan, line of credit and credit card payment deferrals or extensions; waived ATM fees, etc. Learn more.
  • Capital One: Working with customers that experience financial difficulties. Learn more..
  • Chase Bank: Call the number on the back of your credit or debit card for direct assistance with payments.
  • Citi: Waiving monthly service fees for small business customers for 30 days, and fees on early CD withdrawals. Learn more..
  • Fifth Third Bank: Credit card and auto payment deferrals, small business payment deferrals, waived fees on loans for six months, etc. Learn more.
  • Huntington Bank: Consumer and small business payment deferral programs. Learn more.
  • PNC: Waived or refunded fees associated with deposit accounts or lending products; assistance programs for customers with consumer or business loans, credit cards or mortgages; emergency hardship loans. Learn more.
  • Santandar Bank: Temporarily suspended payments and stopped collection calls; extensions and payment deferral accommodations for existing small businesses clients; etc. Learn more.
  • TD Bank: Financial relief options upon request, including fee refunds, early penalty-free access to CDs and payment extensions. Learn more.
  • Truist (Formerly SunTrust and BB&T Banks): Payment relief assistance for clients on consumer loans, personal credit cards, business credit cards and business loans; waived ATM surcharge fees; 5% cash back for qualifying purchases at grocery stores and pharmacies through April 15, 2020. Learn more.
  • U.S. Bank: Working with customers who havebeen impacted by coronavirus. Learn more.
  • Wells Fargo: Fee waivers, payment deferrals and other expanded assistance for credit card, auto, mortgage, small business and personal lending customers who contact Wells Fargo directly. Learn more.

Student Loans

U.S. Department of Education (ED) office of Federal Student Aid

Your payments will automatically stop from March 13, 2020, through Sept. 30, 2020. To provide relief to student loan borrowers during the COVID-19 national emergency, federal student loan borrowers are automatically being placed in an administrative forbearance, which allows you to temporarily stop making your monthly loan payment. This suspension of payments will last until Sept. 30, 2020, but you can still make payments if you choose. Learn more.

Housing

Hello Landlord/Hello Lender assistance apps: Under the CARES Act, properties with a federally backed mortgage are subject to a temporary moratorium on evictions. Fast Company has an article on HelloLandlord, a tool to help tenants unable to pay rent skillfully negotiate with their landlords. The federal stimulus package also permits homeowners to delay mortgage payments. A second tool, HelloLender, assists mortgage holders in contacting their lenders to negotiate such a delay. Read the Fast Company article.

Anti-Eviction Mapping Project: An interactive map showing proposed and passed emergency tenant protections during the COVID-19 crisis. View the map.

Rent Strike Resources: An article with advice on forming a tenant’s association, conducting a rent strike, and advocating for tenant’s rights. Learn more.

Scam Alerts

Treasury Department Report

The Treasury Department reports that people are receiving calls, emails, or other communications claiming to be from the Treasury Department and offering COVID-19 related grants or stimulus payments in exchange for personal financial information, or requesting an advance fee, tax, or charge, including the purchase of gift cards. Do not respond to these calls. Instead, contact the FBI at www.ic3.gov so that the scammers can be tracked and stopped.

Coronavirus scams target your fear. Don’t let them

C’NET has posted an article on some widely-circulated coronavirus scams, including fake Facebook groups, and how to identify them. Read the article here.

Corporate Programs

Comcast is making Xfinity WiFi Free For Everyone and Xfinity WiFi hotspots located in businesses and outdoor locations across the country available for free to everyone, including non-Xfinity Internet subscribers. Comcast is also  waiving late fees and offering internet essentials free to new customers. Learn more.

Google Ad Credits: Google is offering small- and medium-sized businesses ad credits to be used towards future ad spends until the end of 2020. Learn more.

Honeycomb Credit: The investment crowdfunding platform is offering 45-day payment free periods,  6-month interest-only periods and reducing their posting, success, and investor fees. Learn more.

Kabbage Payments: Small businesses can sign up for a free account with Kabbage Payments to offer online certificates of $15-$100 via a unique URL to share with customers. Learn more.

Grants and Financial Assistance

We’re adding to this list constantly, to check back. This list includes nationwide grants and assistance. See below in state-by-state sections for grants and financial aid specific to your location.

Key: Added April 2-4. Added April 8. Added April 12-15. Added April 26.

American Documentary Artists COVID-19 Artist Emergency Fund: rapid response grants up to $500 to assist artists with basic needs including food, immediate health needs and insurance premiums. Learn more.

Anonymous Was a Woman Emergency Relief Grant: This program will distribute $250,000 in grants, up to $2,500 apiece, to women-identifying visual artists over the age of 40 who have been impacted by the COVID-19 crisis. The program is open to women-identifying visual artists over the age of 40 in the United States and territories, and aims to address the unique challenges faced by artists in middle age or older, particularly at this critical time. A link to the application form will be made available on Monday, April 6 at 10:00 AM EDT. Application period closes Wednesday, April 8th. Learn more and apply.

The Artists’ Fellowship, Inc. is a 501 (c) 3 charitable foundation that financially assists professional visual artists and their families in times of emergency, disability or bereavement. Assistance is given without expectation of repayment. One does not need to be a member of the Fellowship to receive assistance nor does membership in the Artists’ Fellowship entitle one to assistance from the foundation. Learn more.

Artists Relief: (note: this is a separate fund from Artist Relief Project) $5,000 grants to artists facing dire financial stress due to the COVID-19 crisis. The fund received additional funding and is accepting applications for its artists relief cycle II through May 31. However, funds are expected to run out, so artists should apply soon. Learn more.

Artist Relief Project: Any artist in any discipline who has been impacted by COVID19-related cancellations and closures may apply for assistance. Stipends and support will be given on a first-come, first-serve basis, with the only limitation being how much money we are able to raise. The only requirements are (1) you demonstrate you’re an artist by sharing your resume and website, where applicable, and (2) you share this fundraiser with your own networks and provide a screenshot of that activity. Learn more.

Arts and Culture Leaders of Color Emergency Fund: For those who self-identify as BIPOC (Black, Indigenous, People of Color) pursuing careers as artists or arts administrators whose income has been directly impacted by the COVID-19 pandemic. Apply here.

Business for All: Apply for grants up to $50,000 to support business growth, including $10,000 emergency COVID-19 Business for All Grants to help small businesses in crisis. Join leaders such as Gwyneth Paltrow, Kristen Bell, Lisa Price, and Zaw Thet to empower every American with an entrepreneurial spirit. Learn more.

CERF+ Artists Safety Net COVID Relief: CERF+ serves artists who work in craft disciplines by providing a safety net to support strong and sustainable careers. Their COVID-19 relief aid is being provided to those who require intensive medical care. Learn more.

Foundation for Contemporary Arts Emergency Grant: Grants between $200 and $2500 for visual and performing artists. Applications reviewed monthly. Learn more.

Freelancers Relief Fund is operated by Working Today, a nonprofit subsidiary of Freelancers Union, and provides assistance of up to $1,000 per household to qualifying freelancers nationwide to cover lost income and essential expenses. Applicants will be asked to submit a detailed funding request outlining their needs. Funding amounts will be determined by magnitude of income loss as a result of COVID-19. Applicants should be as detailed as possible, and provide as much documentation as possible, to support their funding requests. Learn more.

GoFundMe/Yelp: GoFundMe is partnering with Yelp to fund the Small Business Relief Initiative supports those impacted by the COVID-19 pandemic. The Initiative will provide fundraising tools and grants to help during the crisis. Learn more.

Gottlieb Emergency Grant Program: Financial assistance to painters, printmakers, and sculptors whose needs are the result of an unforeseen incident, and who lack the resources to meet that situation. Each grant is given as one-time assistance for a specific emergency, examples of which are fire, flood, or emergency medical need. Learn more.

Healthwell Foundation COVID-19 Fund: Maximum award level of $250 to help cover costs related to delivered food, medication, diagnostics, transportation and telehealth as a result of COVID-19 risk or incidence. Applicants must earn 500% of the Federal Poverty Level (adjusted for household size and high cost of living areas). Telephone applications only. Learn more.  

NALAC COVID-19 Relief Efforts:  The National Association of Latino Arts and Cultures (NALAC) recognizes the compounding impact that the COVID-19 public health pandemic is having on our communities and artistic field. In this moment of uncertainty, we return to the importance of confianza – the act of mutual trust and support to carve a way forward. Learn more.

Rauschenberg Emergency Grants: The Robert Rauschenberg Foundation and the New York Foundation for the Arts (NYFA) have partnered to administer a new emergency grant program to provide one-time grants of up to $5,000 for unexpected medical emergencies. The grants are available to visual and media artists and choreographers who are U.S. citizens or permanent residents in the United States, District of Columbia, or U.S. Territories. Learn more.

Red Backpack Fund: 1,000 grants of $5,000 each to female entrepreneurs in the U.S. to help alleviate the immediate needs and support the long-term recovery of those impacted by the COVID-19 crisis. Learn more.

Salesforce Small Business Grants: Salesforce has teemed with Ureeka to offer eligible small businesses the opportunity to receive a $10,000 grant. Businesses must have 2-50 employees, be in existence for 2+ years, have an annual revenue of $250k+, and have experienced challenges as a result of the COVID-19 crisis. Deadline is May 1 of 4, depending on your state. Learn more.

The Haven Foundation: Interim financial assistance to freelance professionals in the arts who face crises. Awards are granted with a view to helping individuals overcome temporary adversity and return to full-time work. Learn more.

Twenty Summers Emergency Arts Fund (EAF) for artists and arts organizations facing unmanageable financial loss as a result of the Coronavirus. They’re raising EAF funds from existing supporters, and are fundraising through a digital series, Art Interrupted. Twenty Summers is soliciting  Art Interrupted videos from creators – visual artists, writers, songwriters, multimedia, etc. – to use for fundraising for the EAF and requests that their existing videos be shared through social media. Learn more.

Loans

Kiva: Effective immediately, U.S. applicants for a Kiva loan will have access to: expanded eligibility – more small businesseswill be eligible; larger loans – the maximum loan on the Kiva platform will increase from $10,000 to $15,000; grace period – new borrowers may access a grace period of up to 6 months for greater financial flexibility. Learn more.

Opportunity Fund: is offering financial assistance is based on eligibility guidelines and funding availability. Existing customers can contact them at 877-629-2709 or customercare@opportunityfund.org. Those seeking new financing, contact us at 888-720-3215 (888-648-7859 en español) or click here to begin a request.

Resources State-by-State

As we discover local resources, we’ll be adding them state by state: health information, legal resources, housing and finances, and employment. Check back often. If you know of a resource missing from this list, let us know. Email comm-admin@graphicartistsguild.org.

Alabama

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Alaska

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Arizona

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Arkansas

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Arkansas Economic Development Commission Bridge Loans: AEDC is redeploying funds used for job creation projects to instead support existing Arkansas businesses that are being hurt by the economic slowdown associated with the coronavirus outbreak. Learn more.

Arkansas Quick Action Loans: AEDC has established a loan program to provide assistance to businesses affected by the COVID19 outbreak. An allocation from the Attorney General will support small businesses. The program includes both loan guaranties and direct lending to businesses. Learn more.

California

Special Enrollment for health insurance open until April 30: more info

Legal and Employment Resources

Unemployment Insurance Application Guide by For Working Families. Read the article.

Housing

CA Tenants Resources: A Google document with extensive COVID-19 and houseing resources list. Read the list.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Opportunity Fund: Loans for small business owners. If you are an existing customer, contact us at 877-629-2709 or customercare@opportunityfund.org. Learn more.

San Francisco Hardship Emergency Loan Program: San Francisco based businesses impacted by the COVID-19 Pandemic are encouraged to apply for 0% interest rate loans from Main Street Launch in partnership with the City of San Francisco. Learn more.

Sacramento Small Business Relief Loans: The City of Sacramento established a $1 million economic relief fund for businesses affected by COVID-19. Due to the overwhelming response, the City is no longer accepting new applications. If additional funding become available, the application portal will reopen. Register to receive updates.

Los Angeles City Small Business Emergency Microloan Program: The newly established program now provides financing needed to strengthen small business enterprises in this time of acute need that have been affected by the COVID-19 outbreak. Learn more.

Grants/Financial Aid

Napa Valley Emergency Financial Assistance (EFA) program: available for workers who live in Napa County, whose household income is at or below 120% of Area Median Income, and who do not qualify for government-sponsored unemployment or paid family leave benefits. Learn more.

Humboldt Health Foundation Angel Fund: provides small grants to meet immediate medical or health related needs of individuals who are residents of Humboldt County. Learn more.

San Francisco Arts & Artists Relief Fund: provides grants of up to $2,000 to individual artists. Applicants must be a resident of San Francisco and not currently be eligible for or receiving unemployment. Learn more.

Southern CA – COVID-19 Emergency Health Grant For Artists: Women’s Center for Creative Work is offering $1,000 grants to low-income artists who work in any genre or medium, who identify as a woman, as trans or nonbinary, and/or as a person of color, andwho live in Los Angeles, Orange, Riverside or San Bernardino Counties. Learn more.

UNTITLED, ART Emergency Fund: offering grants of $250 to artists living and working in San Francisco for at least two years, or have graduated with a visual arts degree from the San Francisco Bay Area. Learn more.

Bay Area – Safety Fund Net: Grants of up to $500/month to help support artists in the Bay Area during the COVID-19 crisis. Artists – performing artists, musicians, visual artists, event producers, and other types of creators – who typically make their living offline at events & retail establishments that have been cancelled or closed due to coronavirus. Learn more.

Colorado

Special Enrollment for health insurance open until April 3: more info

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grants/Financial Aid

Colorado Artist Relief Fund: Grants of up to $1,000 to individual artists who live in Colorado who are experiencing immediate unforeseen emergency needs due to COVID-19, and whose incomes are being adversely affected due to cancellation of events, classes, performances, and other creative work.  Learn more.

Connecticut

Special Enrollment for health insurance open until April 2: more info

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Connecticut Recovery Bridge Loan Program: For businesses and nonprofits with fewer than 100 employees, zero-interest loans of up to $75,000 or three months of operating expenses (whichever is lesser), allocated on a first-come, first-served basis. Learn more.

Business Resources

Connecticut COVID-19 Business Emergency Response Unit: The DECD’s COVID-19 Business Emergency Response Unit assiss businesses in navigating and developing new resources. Learn more.

Delaware

Individuals with general questions about coronavirus can call DPH at 1-866-408-18991-866-408-1899 or email DPHCall@delaware.gov. Individuals with hearing impairment can call 7-1-17-1-1.

Business Resources

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

District of Columbia

Business Resources

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grants/Financial Assistance

Wherewithal Recovery Grants: $1,000 grants to professional visual artists, as well as moving-image/performance/sound artists with a history of presenting or performing in visual arts contexts (galleries, museums, etc.). The grants intended to help offset lost income from cancelled exhibitions, performances, or lectures, and from canceled or furloughed employment, that are the direct result of the COVID-19 pandemic. Applications open April 7, 2020. Learn more.

Florida

The FL COVID-19 Call Center is available 24/7:  1 (866) 779-6121, COVID-19@flhealth.gov

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grants/Financial Aid

Oolite Arts Relief Fund: Grants of up to $500 to cover lost income due to the novel Coronavirus for Miami area visual artists. Learn more.

Georgia

The State of Georgia has a new COVID-19 hotline. If you believe that you are experiencing symptoms of COVID-19 or have been exposed to the novel coronavirus, please contact your primary care doctor or an urgent care clinic. Please do not show up unannounced at an emergency room or health care facility.

Hotline: (844) 442-2681

Coronavirus Testing

The State of Georgia is offering free testing to all residents. You can find a testing center online or call your county for testing information. Find the telephone number to call for testing here. Find a testing site online.

Unemployment

Employers are required to file employer filed (partial) claims onlineon behalf of their full and part-timeemployees whenever it is necessary to temporarily reduce work hours or there is no work available due to COVID-19. Read the Georgia Department of Labor fact sheet.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Atlanta Business Continuity Loan Fund (BCLF): $1.5 million of funding from the City of Atlanta for zero-interest small businesses loans. Learn more.

Grants/Financial Aid

The Atlanta Artist Lost Gig Fund: Providing financial assistance to Atlanta area artists who have unmet essential needs due to lost revenue from cancelled upcoming events and gigs. This fund is open to arts workers of ANY discipline including visual artists. Apply here.

Hawaii

If you prefer to speak to someone about COVID-19 you can call Aloha United Way at 2-1-1. Trained operators are available from 7am – 10pm to answer all COVID-19 questions.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Idaho

See if our FAQ answers your questions. If not, call 2-1-1 or your local public health district with questions.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Illinois

For general questions about COVID-19, call the IDPH hotline at 1-800-889-3931 or email DHP.SICK@illinois.gov.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Chicago Small Business Resiliency Fund: Starting March 31, small businesses in Chicago can apply for low-interest loans of up to $50,000 with repayment terms of up to five years. The amount of the loan you’ll qualify for depends on your revenue before your business was affected by COVID-19. To qualify, you must demonstrate a 25% drop in revenue, have less than $3 million in revenue, employ less than 50 workers and have no current tax liens or legal judgments. Learn more.

Grants/Financial Aid

Arts for Illinois Relief Fund (AIRF): a statewide effort that provides financial relief to artists and arts organizations with urgent need due to the impact of the COVID-19 pandemic. $1,500 unrestricted, one-time grants will be issued to as many eligible artists as possible, given the total funding available. The application portal will close on Wednesday, April 8 at 5:00pm CST. Learn more.

Indiana

For general questions about COVID-19, call the IDPH hotline at 1-800-889-3931 or email DHP.SICK@illinois.gov.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Rapid Response Loans: Indy Chamber’s Business Ownership Initiative (BOI) and its partners are offering loans of $1,000-$25,000 (3.75% interest rate and no application fee, no prepayment penalties), to be used for employee salaries, insurance premiums, or as a bridge loan until additional funding kicks in from your bank or from the SBA. Learn more (scroll down the page).

Grants/Financial Aid

Indy Arts & Culture COVID-19 Emergency Relief Fund: $500 grants to help bridge the severe lost wages for individuals working in the arts sector and impacted by the current public health crisis. Creatives who work in a commercial field (event and portrait photography/videography, marketing, graphic design, event promotion, and other “fee for service” creative sector jobs) should visit the Indy Chamber Rapid Response Hub for support for small business owners and freelancers. Learn more.

Labor Issues

Iowa

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Kansas

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Topeka HOST Relief Program: HOST (Helping Others Support Topeka) provides up to $2 million in economic stimulus immediate aid to businesses and workers affected by COVID-19. Learn more.

Kentucky

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Small Business Continuity Loan: Loans of up to $25,000 for businesses meeting the following criteria: 10 employees or less; located in Jefferson County; experiencing loss related to the COVID crisis; in good standing with Louisville Metro Revenue Commissioner; must apply for financial coaching and assistance within 90 days of loan close date. Learn more.

Louisiana

Louisiana citizens can dial 211, 24/7 to reach a live 211 specialist to discuss available help and information for COVID-19. Citizens can also text the keyword “LACOVID” to 898-211 to have instant access to the most current information available.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grant/Financial Assistance

New Orleans Business Alliance Response to COVID-19: $500 – $1,000, dependent on a determination of need, for workers deriving 60%+ of their income from gig work. Must be a resident of New Orleans Parish. Learn more.

New Orleans Creative Response: In light of the COVID-19 crisis, Platforms Fund has suspended its normal granting program in order to provide $2,000 individual emergency relief grants to local creators. Open to practicing artists of any discipline (including photographers and visual artists) who live or work in New Orleans and earn a majority of their income from their art. Learn more.

Maine

Dial 211 (or 1-866-811-5695), text your ZIP code to 898-211, or email info@211maine.org to get answers to general questions about COVID-19.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grants/Financial Aid

Maine Artist Relief Fund: $500 grants for artists who have lost or anticipate losing income. Open to all artists living in Maine, but priority goes to lower-income artists. Open through the rest of the fiscal year, ending June 30, 2020. Learn more.

Maryland

Special Enrollment for health insurance open until April 15: more info

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Business Resources

Maryland Coronaviurs (COVID-19) Information for Business: The Dept. of Commerce is no longer accepting grant and loan applications, but this page includes information on business closures, taxes, employee information, etc. Read more.

Congressman David Trone Webinar on Business Resource: Watch the webinar.

Grants/Financial Assistance

Maryland Small Business COVID-19 Emergency Relief Grant Fund: Offers working capital to small businesses and nonprofits with disrupted operations due to COVID-19. Learn more.

Emergency Grants for Arts Organizations and Independent Artists: In response to the COVID-19 State of Emergency, the Maryland State Arts Council (MSAC) has created special grant opportunities that provide emergency funding to arts organizations and artists in Maryland as they adjust to losses sustained because of programming, operations, and events that have been modified or cancelled. Learn more.

Massachusetts

Informational and referral hotline 211. Live chat on the 211 website.
Special Enrollment for health insurance open until April 25: more info

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

MGCC Small Business Recovery Loan Fund: Provides emergency capital up to $75,000 for companies with under 50 full-time and part-time employees, with no payments due for 6 months. Learn more.

Grants/Aid

Mass Cultural Council COVID-19 Relief Fund: Grants of $1,000 will be available to Massachusetts individual artists and independent teaching artists/humanists/scientists who have lost income derived from their work as a direct result of COVID-19 related cancellations and closures. Applications open April 8-22. Learn more.

Boston Artist Relief Fund: Grants of $500 and $1,000 to individual artists who live in Boston whose creative practices and incomes are being adversely impacted by COVID-19. Learn more.

Cambridge COVID-19 Emergency Fund: Grants of between $200 and $1,000 for individuals who are residents of or employed in Cambridge, MA. Must provide Proof of residency / employment in Cambridge  and letter of validation from a local nonprofit, civic or faith-based leader, teacher, venue host, or employer. Learn more.

Cape Cod Arts Relief Fund: For all individual artists, musicians, actors, writers, or other creative professionals living in Barnstable County/Cape Cod. Phase 1 is focused on lost income for artists, and will award grants up to $500. Anything not used in Phase 1 will go towards Phase 2, which will focus on cultural nonprofits, and how AFCC can help them post-pandemic. Learn more.

Essex County Artist Fund: $400 grants for Essex County artists and creative producers who have experienced losses due to the COVID-19 crisis. Priority to lower-income artists. Applicant must be an individual artist, musician, actor, writer, or other creative professional living in Essex County (MA). Learn more.

Michigan

Questions? Call the COVID-19 hotline at 888-535-6136 seven days a week from 8 a.m. to 5 p.m. or email covid19@michigan.gov.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Michigan Small Business Relief Fund: Loans to small businesses affected by COVID-19 in amounts from $50,000 to $200,000 at interest rates of 0.25%, for companies with 100 employees or fewer that can’t get credit elsewhere. Must show income loss. Learn more.

Grants/Financial Assistance

Michigan Small Business Relief Fund: Grants and loans to small businesses affected by COVID-19. Grants of up to $10,000 to help cover working capital for companies with 50 employees or fewer. Must show income loss. Learn more.

Minnesota

Health questions: 651-201-3920 or 1-800-657-3903, 7 a.m. to 7 p.m.
Special Enrollment for health insurance open until April 21: more info

Unemployment/Legal Assistance

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grants/Financial Assistance

East Central Regional Arts Council – COVID-19 Emergency Response Grant: For artists and art organizations who have had projects cancelled or postponed due to COVID-19. Projects may be in any form or discipline, including performance, dance, storytelling, photography, film, sculpture, painting, and more. Applicants must show that they can do the project without needing to violate any public health guidelines. Learn more.

Springboard for the Arts Fund: The Personal Emergency Relief Fund helps artists in Minnesota recover from personal emergencies by helping pay an unanticipated, emergency expense. Priority is given POC, rural, LGBTQIA+, and disabled (including immunocompromised) artists. Learn more.

Saint Paul Bridge Fund: An emergency relief program for families with children and small businesses impacted by the COVID-19 pandemic. Flat-rate $1,000 grants to qualifying families and flat-rate $7,500 grants to qualifying small businesses, designed to complement other state and federal emergency relief programs and ‘bridge the gap’ between now and when those dollars are available. Learn more.

Mississippi

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Missouri

24 hour Hotline: 877-435-8411

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grants/Financial Assistance

Futures Fund: Emergency relief for artists in St. Louis, MO. Grants of $1,000 to cover lost wages from events cancellations, lost teaching gigs, cancelled commissions, etc. Learn more.

Montana

For assistance, you may Email or call the Joint Information Center 1-888-333-0461.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Nebraska

 

Call the Information Line(402) 552-6645, 8 a.m. – 8 p.m. CST, seven days a week

 

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Nevada

Special Enrollment for health insurance open until April 15: more info

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

New Hampshire

Have questions about COVID-19? Call 2-1-1, phone dial: 1-866-444-4211, TTY: 603-634-3388

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

New Jersey

Have general COVID-19 questions? Call: 2-1-1 or (24/7) 1-800-962-1253; text: NJCOVID to 898-211; text: your zip code to 898-211 for live text assistance.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grants/Financial Aid

Newark Creative Catalyst Fund: Newark-based individual artists working in any artistic discipline can apply for fellowships from $1,000 – $10,000. Grants are to support the creative practice of artists who have shown exceptional creative ability and commitment to social impact through their work. Read more.

New Mexico

Coronavirus Hotline: 1-855-600-3453

For non-health related COVID-19 questions: 1-833-551-0518

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grants/Financial Aid

Culture Connects Coalition Artist Relief Fund: Santa Fe artists can apply for grants of $500-$1,000 to cover financial losses due to cancelled events (performance arts, readings, panels and teaching opportunities, exhibitions, art fair/market, etc.). Learn more.

Fulcrum Fund: Emergency relief grants are for self-identified visual or multi-disciplinary artists within an 80-mile radius of Albuquerque (including Santa Fe, Española, Grants and Socorro) who have lost income from cancellations and closures as a result of the COVID-19 pandemic. Learn more.

New York

Questions? Call the Novel Coronavirus (COVID-19) Hotline: 1-888-364-3065

Special Enrollment for health insurance open until April 15: more info

Legal Assistance

New York City – NELP COVID-19 Small Business Legal Clinic: The Neighborhood Entrepreneur Law Project’s COVID-19 legal clinics are offering small businesses who have suffered from the impact of the COVID-19 crisis to receive free legal advice via a 45-minute remote consultation with a volunteer attorney. Potential clients must request an appointment in order to receive a phone-based or video-call consultation. Learn more and fill out the request form.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Coronavirus Financial Impact Loan Program (New York City, Westchester, Long Island): Interest-free loans of $2,000-$5,000 to residents of New York City’s five boroughs, Westchester, or Long Island who are facing financial challenges caused by the Coronavirus outbreak. These loans are intended to address lost wages due to being unable to go to work, child care costs due to school closures, small business losses, and related medical costs. Learn more.

Grants/Financial Assistance

NYC Employee Retention Grant Program to help small businesses retain employees while experiencing decreased revenue due to COVID-19. This program is available to New York City businesses with one to four employees that can demonstrate at least a 25% decrease in revenue as a result of COVID-19. Eligible businesses will receive a grant covering up to 40% of their payroll for two months. Create an account to apply.

NYC Department of Small Business Services: If you have one to four employees and can demonstrate a 25% decrease in revenue as a result of the  COVID-19 pandemic, you will receive a grant covering up to 40% of your employees’ salaries for two months. This is great news to alleviate your concerns about the economic impact on the well-being of your staff. Check here for the required documents to access funds.

NEIGHBOR-TO-NEIGHBOR (N2N) Grants for residents of Berkshire/Taconic area: one-time assistance for local residents who are in economic distress. Learn more.

Elmira Corning and the Fingerlakes Community Service Micro-grants: Up to $250 per individual is available for creative community service projects. These grants will be reimbursable and available until school returns to session. To request reimbursement for a community service project in response to COVID-19, complete the form by going here. Documentation of expenses is required. Receipts may be emailed to info@communityfund.org or mailed to 301 South Main Street, Horseheads, NY 14845. More information.

Max’s Kansas City Project: Emergency funding and resources of up to $1,000 to professionals in the creative arts who live in New York state, and who demonstrate a financial need for medical aid, legal aid, or housing. Learn more.

New York City – Mayer Foundation: Economic relief grants to needy individuals who are distressed or suffering as a result of poverty, low income or lack of financial resources, including as a result of natural or civil disasters, or from temporary impoverishment, loss of employment, death or incapacity of a family wage earner or damage to home and property; to provide health care to those who cannot afford health care or whose health insurance or financial resources are insufficient to cover medical needs. Learn more.

North Carolina

Coronavirus Hotline: dial 211 or 888-892-1162. Text COVIDNC to 898211.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grants/Financial Aid

Greensboro Artist Emergency Relief Fund: This fund has been created to support creative individuals who have been financially impacted by event and performance cancellations (for example, cancellation of art classes or painting event) due to the outbreak of COVID-19. Learn more.

Durham Artists Relief Fund: Funds donated here go directly to artists (including visual artists) and arts presenters in Durham who have been financially impacted by cancellations due to COVID-19, with priority given to to BIPOC artists, transgender & nonbinary artists, and disabled artists. Learn more.

Mecklenburg Creatives Resilience Fund: $500 grants to eligible artists to cover medical expenses (including mental health) related to COVID-19. Must be a redicent of Mecklenburg County. Learn more.

North Dakota

For questions related to COVID-19, the public can call the NDDoH health hotline at 1-866-207-2880 from 7 a.m. to 10 p.m. 7 days a week.  Individuals who need medical advice should contact their health care provider.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

North Dakota Development Fund: Loans and equity investments  available to companies certified as primary sector under the Revolving Rural Loan Fund and the Venture Capital Program. Learn more.

Ohio

Ohio Department of Health call center for questions about COVID-19: 1-833-4-ASK-ODH. Staffed from 9 a.m. to 8 p.m. each day.

Economic Relief

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grant/Financial Assistance

Greater Columbus COVID-19 Emergency Relief Grants: $1,000 grants for artists of all disciplines living in Franklin County who have experienced COVID-19 financial loss from cancelled events, including performances, paid speaking engagements, readings, exhibitions and festival/fairs, and from loss of teaching income. Learn more.

Oklahoma

Call center open 24 hours: 877-215-8336, or dial 211.

Economic Relief

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Oregon

For general information on COVID-19 in Oregon, call 211. If you are having a medical emergency, call 911.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grants/Financial Assistance

Beaverton Emergency Business Assistance Program: For businesses in Beaverton, OR with 50 or fewer employees that were ordered to close as a result of coronavirus public health orders. Grants of $2,500 per month in rent or mortgage reimbursement while the city is in a declared state of emergency. Must have a commercial storefront in Beaverton and a rental lease or mortgage on the property. Learn more.

Pennsylvania

Questions about COVID-19? Call 1-877-PA-HEALTH.

Business Resources

City of Philadelphia – Information and resources for businesses impacted by COVID-19: A listing of federal relief programs, Philadelphia financial assistance, utilities payment suspensions, business resources, and guidance. Includes links to webinars and small business educational resources. Learn more.

PECO: Through at least May 1, PECO has suspended service disconnections and started waiving new late payment charges. PECO also has existing bill assistance resources and energy assistance programs to support customers through temporary or extended financial hardship. Learn more.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

COVID-19 Working Capital Access Program (CWCA): Loans of $100,000 or less to for-profit businesses with 100 or fewer full-time employees. Learn more.

Philadelphia – The Enterprise Center COVID-19 Loan: Learn more.

Philadelphia – Citizens Bank Small Business Recovery Program: For eligible Citizens Bank business customers. Learn more.

Grow Philadelphia COVID-19 Fund Inquiry Form: For minority-owned contractors and related small businesses affected by the pandemic, low-interest loans with flexible payment terms to eligible businesses. Fill out the inquiry form.

Philadelphia – Kiva: Expanded program for zero percent interest small business loans through a crowdfunding platform. Partnered with the City of Philadelphia Commerce Department to provide their crowdsourcing platform. Learn more.

Philadelphia – Finanta Emergency Loan is available for entrepreneurs affected by COVID-19 and other emergencies. Loans range from $5,000-$15,000 without closing fees. Contact Finanta for more information and to apply: 267-236-7030 (for English) or 267-236-7019 (para Español). Learn more.

Philadelphia – COVID-19 Small Business Relief Fund: Three relief programs that small businesses can apply for through a single application. Learn more.

Pittsburgh – Emergency Fund for Artists: Artists who live in our nine-county region, and whose creative practices and incomes are being adversely impacted by coronavirus or other emergencies, may apply for up to $500 in assistance. Learn more.

Grants/Financial Assistance

Greater Pittsburgh Arts Council Emergency Fund for Artists: Artists and creative workers living in Allegheny, Beaver, Butler, Fayette, Greene, Indiana, Lawrence, Washington, and Westmoreland counties are eligible to request up to $500. Learn more.

Rhode Island

Questions? Email RIDOH.COVID19Questions@health.ri.gov.

Special Enrollment for health insurance open until April 15: more info

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grants/Financial Aid

Rhode Island State Council on the Arts (RISCA): Artist Relief Fund: Grants awarded and disbursed weekly, and will be based on eligibility and immediate financial need; disbursed until the fund is expended. Applicants should apply only once (they will be considered again each week). Learn more.

South Carolina

For general questions about COVID-19, call 1-855-472-3432, 8 a.m. to 6 p.m. seven days a week.

South Dakota

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grants/Financial Assistance

One Sioux Falls Fund: The goal of the fund is to help residents in the Sioux Falls MSA (Minnehaha, Lincoln, McCook and Turner counties) avoid evictions if they are unable to work due to COVID-19. Nonprofits, the County and the City will coordinate to distribute the funds to make sure assistance gets into the right hands.
Learn more.

Tennessee

For general questions about COVID-19, call 1-855-472-3432, 8 a.m. to 6 p.m. seven days a week.

Economic Relief

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Small Business Resources

Texas

For questions about COVID‑19, dial 2‑1‑1, then choose Option 6. Hours: 7:00 a.m. – 8:00 p.m., 7 days per week.

Email: coronavirus@dshs.texas.gov

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grants/Financial Assistance

Dallas Artists Relief Fund: Grants of $200 for low-income, BIPOC, trans/GNC/NB/Queer artists and freelancers whose livelihoods are being affected by this pandemic in Dallas. Learn more.

Fort Worth – Creative Industry Relief Fund: This creative industry relief fund helps support musicians, artists, performers and filmmakers in the Tarrant County area in Texas who have lost work due to COVID-19. Learn more.

Utah

A COVID-19 information line: 1-800-456-7707.

Email: coronavirus@dshs.texas.gov

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Salt Lake City Emergency Loan Program: Up to $20,000 on 0% interest loans for a five year payback term, to be used only for working capital, marketing and inventory. Learn more.

Vermont

If you have questions about COVID-19: Dial 2-1-1. If you have trouble reaching 2-1-1, dial 1-866-652-4636.

Special Enrollment for health insurance open until April 17: more info

If you are returning from Europe, the United Kingdom, Ireland, Malaysia, China, Iran or South Korea or from a cruise: Call Health Department Epidemiology at 802-863-7240.

If you are sick or concerned about your health: Contact your health care provider by phone. Not everybody needs to be tested. Do not call the Health Department. Do not go to the hospital, except in a life-threatening situation.

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Virginia

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grants/Financial Assistance

Charlottesville Emergency Relief Fund for Artists: Supports Charlottesville-area artists who have lost income due to the cancellation of specific, scheduled gigs or opportunities (commissions, performances, contracts, other jobs/loss of income) due to Coronavirus/COVID-19 precautionary measures. The fund can only support 75% of applicants but is actively fundraising to cover more. Learn more.

Northern VA COVID-19 Emergency Assistance Program: For residents of Alexandria, Arlington, Fairfax County, Fairfax/Falls Church, Loudoun County, Manassas, Manassas Park, or Prince William County. Must have been directly impacted by the COVID-19 emergency creating financial hardship, and provide tangible documentation of the COVID-19 related hardship. Learn more.

Washington

Special Enrollment for health insurance open until April 8: more info

For questions about COVID-19 and what is happening in Washington State, please call 1-800-525-0127, 6 a.m. to 10 p.m, seven days a week.

Governmental Assistance

Washington Employment Security Department New Rules: Governor Inslee issued an emergency proclamation to help relieve the burden of temporary layoffs, isolation and quarantine by ensuring unemployment benefits are available to individuals whose employment has been impacted directly by COVID-19. See this chart for eligibility requirements. Read more.

Seattle Small Business Recovery: Mayor Durkan announced initiatives to provide immediate relief for small businesses impacted by COVID-19: 1) Deferral of B&O Taxes; 2) Expansion of Small Business Stabilization Fund; 3) Assistance to Access SBA Loans; 4) Relief for Utility Payments; 5) New Small Business Recovery Task Force. Learn more.

Dept. of Revenue Business Tax Relief: During the COVID-19 pandemic, the Washington State Department of Revenue has implemented a number of relief measures, including the extension of tax filing deadlines. Learn more.

Loans

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Pierce County – Emergency Small Business Relief Loan Program: Small businesses who have experienced significant economic injury as a direct result of the COVID-19 pandemic may apply for this loan program if they meet the below criteria. Read more.

Unemployment

King County Creatives: Resources on unemployment help if you’re having trouble paying, rent, utilities, and loans. Learn more.

Grants/Financial Assistance

ARTS WA: Grants available to artists, arts organizations, creative workers, and small businesses. Learn more.

Artist Relief Project: Support from this project is intended for individuals pursuing careers as artists, whose anticipated income has been directly impacted by the COVID-19 crisis. Learn more.

Deferred Payment Plans with Seattle Public Utilities (SPU), Seattle City Light (SCL) and Puget Sound Energy: Commercial customers can set up deferred payment plans with SCL or SPU by calling 206-684-300. Puget Sound Energy will waive late fees and offer payment plans for customers who can’t pay their gas bills. Learn more.

King County, WA Cultural Relief Fund: Grants up to $2,000 are available for cultural workers for emergencies related to the COVID-19 virus and to support the creative responses cultural workers offer in times of crisis.  Learn more.

COVID-19 Artist Trust Relief Fund: Rapid response grants supporting critical needs of Washington state artists of all disciplines whose livelihoods have been impacted by COVID-19. Learn more.

South Lake Union and Regrade – Neighborhood Small Business Relief Fund Cash Grants from Amazon: $5 million fund to support businesses with less than $7 million in annual revenue or fewer than 50 employees with a few blocks of its Seattle headquarters. Learn more.

Resource Lists

Make It Tacoma List: A list of resources available locally to Tacoma and Pierce County residents. Read more.

Seattle Independent Artist Sustainability Resources by Gig-Based Sector: A Google document with funds to contribute to and mutual aid by sector. Read the document.

West Virginia

Hotline: 1-800-887-4304

WorkForce WV: workforcewv.org

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Wisconsin

Wyoming

If you are sick, please contact your healthcare provider. Wyoming residents with general questions about COVID-19 may send an email to wdh.covid19@wyo.gov.

SBA Disaster Relief Loans: Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Apply for a loan.

Grants/Financial Assistance

Needs-based COVID-Relief Grants: Open to any residents of Teton, WY who have been negatively impacted. Eligibility is determined by confidential consultation. Apply here.

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