Contact Us

Graphic Artists Guild

31 West 34th Street, 8th Fl
New York, NY 10001

Tel: (212) 791-3400
admin@graphicartistsguild.org

Questions about your membership:
membership@graphicartistsguild.org

Questions about purchases:
sales@graphicartistsguild.org

Coronavirus Information & Resources

At the Graphic Artists Guild, we’re facing our first-ever pandemic. We’re committed to providing our community with resources and support to help us all get through this difficult time, safely and sanely. Below we’ve compiled a list of resources and information so that you can keep abreast of the latest news from one page.

If we’ve missed a resource, please let us know. Send us a email at comm-admin@graphicartistsguild.org, and we’ll add it to the list.

We’ve also posted some resources to help you put your self quarantining time to good use, and keep your creative juices flowing. Visit our Social Distancing Survival Hub.

Social Distancing Survival Hub button

Coronavirus Pandemic Information

Healthcare Articles and Blogs

Senior Guide to Mental Health During Coronavirus (COVID-19): Tips for how seniors can stay healthy and connected during the COVID-19 pandemic. Read more.

SingleCare Coronavirus / COVID-19 Information Station: SingleCare is committed to keeping you informed about the coronavirus. Articles are sourced from healthcare industry experts and updated daily. Read more.

Protect Your Family’s Mental Health During the COVID-19 Pandemic: US News and World Report has published steps you can take to maintain a positive attitude and address the stress you and your family may be facing during the pandemic. Read more.

Public Health Measures

State-by-State Stats and Reopenings: The Washington Post published May 22 a state-by-state recap of public health measures and reopening status, along with graphs showing infection rates over time. Read more.

CDC Guide to Social Distancing: With states starting to open up, it’s important to be aware of the CDC’s guidelines social and physical distancing when you’re out and about. Read more.

Public Health Measures to Slow Community Spread of Coronavirus Disease 2019: The Journal of Infectious Diseases has published a layman’s article comparing the transmission dynamics of various coronaviruses – COVID-19, SARS/MERS, and influenza – and discussing mitigation measures. Read more.

Business & Financial Resources

Federal Aid for Small Businesses and Individuals

The CARES Act, passed on March 27, 2020 to address the financial duress caused by the COVID-19 crisis, included a suite of programs designed to assist small and large businesses, as well as freelancers. Those include stimulus payments for individuals, an extension of unemployment benefits to freelancers, payroll protection loans, an expansion of the SBA’s Economic Injury Disaster Loan program, self employment tax credit, and employee retention tax credit. Freelancers and independent contractors will be surprised to learn that many of these programs will benefit them as well as small businesses.

NOTE: The Senate passed the Paycheck Protection Flexibility Act on June 4. The PPFA relaxes some requirements of the PPP loans. The  PPP program still has funds to disperse, and graphic artists who have not applied are encouraged strongly to do so. The EIDL program currently is only accepting applications from agricultural businesses. EIDL applications which were already made will be processed. The Guild is advocating on behalf of graphic artists for stimulus funds earmarked for micro-businesses, sole proprietorships, and freelancers.

There are excellent articles with updates to the PPP and EIDL programs:

Stimulus Payments

Stimulus payments are cheques that the government is issuing directly to tax payers. You don’t need to do anything. The stimulus cheque amounts will be deposited directly into your bank accounts on file with the IRS.

  • Stimulus payments apply to taxpayers, including those who receive social security, retirement and disability checks, unemployed people and veterans. Individuals will receive up to $1,200 per person, or $2,400 for a couple filing jointly, as well as $500 per child under 17. Eligibility is based on your 2019 or (if you haven’t filed for 2019), 2018 tax filing. The stimulus check amounts will be deposited directly into your accounts on file with the IRS.
  • The full stimulus payment amount is limited to individuals who earn $75,000 or under, or $150,000 or under for a couple filing jointly. Individuals earning $75,000-$99,000 or couples earning $150,000-$198,000 will receive a partial payment. (Your payment is reduced by $5 for every $100 your income exceeds the $75,000 limit.)
  • For a head of household, the stimulus payment is limited to individuals who earn under $112,500 for the full payment, or up to $136,000 for the partial payment.
  • The income threshold the check amount is based on refers to your “adjusted gross income” or AGI, as reported on your income tax form.
  • Those who do not qualify for a stimulus payment because their 2018 or 2019 income threshold was too high may be eligible to receive a credit on their 2020 tax return if their 2020 income drops below the qualifying threshold.
  • Those Not Eligible
    • Children 17 and over, and college students claimed as dependents (note that these children are also too old to qualify their parents for the $500/child payment)
    • Disabled people who are claimed as dependents
    • Seniors who are claimed as dependents
    • Immigrants without social security numbers, such as non-resident aliens, temporary workers, and illegal immigrants
    • Children born in 2020, including in the early part of the year (although you’ll probably get a credit on your 2020 taxes)
    • People who owe back child support
    • Parents with split custody: the stimulus check for the children will only appear in the account of the parent who claimed the children on whichever tax form is used to calculate the check amount (2018 or 2019)

For more information, check the IRS’ FAQs page.

Enhancement of Unemployment Benefits

The CARES Act expands the unemployment insurance currently provided by states by providing an additional $600/week for up to four weeks, by including independent contractors and freelancers, and by restarting benefits that have lapsed. The enhanced unemployment benefits will be administered by each individual state. You can pull up your state’s unemployment offices by visiting CareerOneStop’s Unemployment Benefits Finder and selecting your state from their drop-down.

  • The Federal Pandemic Unemployment Compensation provision provides an extra $600/week on top of your state unemployment benefits, until July 31 (four months from the time of enactment).
  • Unemployment benefits are extended an additional 13 weeks after the state unemployment benefits run out, expiring on December 31, 2020. In states where the first week of unemployment is not covered, benefits are provided for that week.
  • Under the Pandemic Unemployment Assistance provision, independent contractors, freelancers, gig economy workers (those working on a 1099 basis), and those with limited employment history are eligible.
  • Workers who otherwise are able to work*, but are prevented from doing so for COVID-19-related reasons, may be eligible for unemployment benefits. Those reasons include diagnosis or symptoms of COVID-19, caring for a family or household member with COVID-19, unable to work because of an imposed quarantine; caring for a child whose school has closed because of a COVID-19-related public health emergency; or place of employment has closed because of COVID-19-related public health emergency.
  • The provision allows states to pay pro-rated unemployment benefits to employers who reduce hours.
  • Those not eligible: Workers receiving paid sick leave or family leave, or those who can work from home are not eligible for unemployment benefits.

* Note that 1099 workers may not be able to qualify for unemployment benefits for COVID-19- related reasons. The CARES Act creates two categories for workers eligible for Pandemic Unemployment Assistance: 1099 workers, and those experiencing work stoppage for COVID-19-related reasons. States have broad authority to interpret the provisions of the bill. See the Authors Guild’s excellent analysis of the bill for more information.

Payroll Protection Program

Paycheck Protection Flexibility Act, passed June 6, has relaxed some terms of PPP loans. The information revised below has been edited to reflect that (edits in bold). The  PPP program still has funds to disperse. Graphic artists who have not applied are encouraged strongly to see if they qualify and do so.

Small businesses, sole proprietorships, and independent contractors can apply for loans of approximately 2.5x the average monthly payroll through the Small Business Payment Protection Program. The purpose of the loan is to prevent employees from being laid off by subsidizing eight weeks of payroll. The loans must be applied to payroll, rent, and utilities. If applied appropriately, the entire amount of the load may be forgiven.

Read the Treasury Department’s Information Sheet on the PPP program.

  • The loan maximum amount will be 2.5x average monthly payroll costs.
  • For the self-employed, the loan amount is determined by the wage, commissions, income, or net earnings from self-employment for the year prior to the loan (not more than $100,000 in a single year)
  • Borrowers have five years to repay the loan. The interest rate is 1%.
  • You must spend the loan amount within 24 weeks of receipt. If you received a PPP loan before June 4, and were required to spend the loan amount within 8 weeks, you may extend that time period to 24 weeks.
  • You can defer your employer’s share of FICA payroll taxes for two years. Half will be due by December 31, 2021, with the rest by December 31, 2022.
  • The loan amount must be used for:
    • Payroll costs (at least 60% on payroll)
    • Rent or interest on mortgage
    • Utilities
    • Debt obligations on loans which precede the PPP loan
    • Employee healthcare costs
  • Payments on the loan are deferred for six months (interest will accrue).
  • If the workforce is maintained you can apply for loan forgiveness. To qualify, you must:
    • Spend at least 60% of the loan on payroll
    • Restore your workforce levels and wages to the pre-COVID-19 levels within 24-week after receiving the loan, and by December 31, 2020
      • You are not required to restore your workforce to pre-COVID-19 levels if your employees turned down good faith offers to be rehired at the same hours and wages, or if you cannot find qualified employees or are unable to restore business operations to February 15, 2020, levels due to COVID-19 related operating restrictions. In these cases, you should adjust your calculations.

To apply for the PPP loan, you’ll need to find a lender active through the SBA’s 7a lender program. If your own small business bank is part of this program, work through them. You’ll also need to fill out the lender’s PPP loan application. Many banks will require you to have some sort of relationship with them – for example, a business account or credit card – or will want assurance that you don’t have a business borrowing or credit relationship with another bank. The lender will require documentation showing that the loan is required to weather economic uncertainty and maintain payroll, including tax documents, mortgage payments, etc. In order to apply for debt forgiveness, you’ll also need to prove that you used the funds as required, so accurate record-keeping is a must.

If you’re an independent contractor, you’ll need to include your 1099-MISC forms. If you’re a sole proprietor, you’ll need to submit the appropriate schedules from your tax filing.

There is some confusion as to when sole proprietors and independent contractors should apply. Small businesses and sole proprietorships can apply starting April 3, and independent contractors and gig workers on April 10. However, there isn’t clear guidance on who is considered a sole proprietor versus an independent contractor. According to The Balance SMB, the distinction is made in how you are considered for tax purposes. A “sole proprietor” is a one-person business who is not registered with their state as a business entity, such as an LLC, corporation, or partnership. Sole proprietors file Schedule C forms with their personal taxes. Independent contractors work for someone else and receive a 1099-MISC to show their earnings. The difficulty, as any freelancer knows, is that you can be both a sole proprietor and an independent contractor. Many freelancers receive both 1099 income as a contracted worker, as well as income from services they provide to clients. Both the 1099 income and the other income streams are reported on their Schedule C.

So how to choose when to apply for the PPP?

Because there are serious concerns that the PPP loan program is underfunded, it’s crucial that individuals apply early, before the funding runs out. The opening date for applying as a sole proprietor is April 3, one week earlier than the opening date for applying as an independent contractor. A good rule of thumb to follow will be to look at your Schedule C. If you’ve only reported revenue streams from 1099 forms, you should apply as an independent contractor. But if you’ve reported multiple income streams (which may include 1099 income), you should be able to apply as a sole proprietor. Regardless of which route you’re going, search for a lender, and apply as soon as you can.

Forbes has a comprehensive article, How To Calculate Payroll Costs For Your Paycheck Protection Program Loan.

In summary:

  1. Add together your payroll costs for the past 12 months (employees must be US residents). If you’re a sole proprietorship or independent contractor, total up all your wages, commissions, income, and/or net earnings for the past year.
  2. Subtract from the result calculated in step 1 any compensation in excess of $100,000/employee or contractor or sole proprietor. (For example, if you as a sole proprietor earned $130,000 last year, you’ll subtract $30,000 – the amount over $100,000 – in step 2. If you didn’t earn over $100,000 total, you’ll subtract 0 from your aggregated payroll costs.)
  3. Divide the result in step 2 by 12 to get your average monthly payroll costs. (Note: if you’re a new business, you can use your Q1 payroll costs to calculate this instead.)
  4. Multiply the result of step 3 – your average monthly payroll costs – by 2.5 to get your loan amount.
  5. If you received an EIDL (Economic Injury Disaster Loan) from the SBA between January 1, 2020 and April 3, 2020, add that to your loan amount. Be sure to subtract any advance you received from your EIDL COVID loan, since the advance doesn’t have to be repaid.

Economic Injury Disaster Loan Program

Because of the high volume of applications, the EIDL program currently is only accepting applications from agricultural businesses. EIDL applications which were already made will be processed. Check with the SBA website for updates on when application eligibility requirements open up again to non-agricultural businesses.

The EIDL program predates the COVID-19 crisis, but the CARES Act relaxed requirements for the program and increased its funding. It also expanded the program to cover sole proprietorships and independent contractors. The program extends loans to these and other small businesses which experience temporary losses incurred from COVID-19-related public emergencies. Any business under 500 employees (including sole proprietorships and independent contractors) in existence before January 31, 2020, is eligible.

  • The loan can be applied towards working capital, necessary expenditures, paid sick leave for employees unable to work from COVID-19, increased costs from supply chain issues, maintaining payroll, rent or mortgage, and certain repayments
  • The interest rate is 3.75%.
  • The loan may not be forgiven.
  • If you’ve received an EIDL loan related to COVID-19 losses, you may not apply for a PPP loan. However, you may be able to refinance an existing EIDL loan with a PPP loan if you meet eligibility requirements.
  • While your application for an EIDL loan is pending, you may apply for an EIDL grant, which, if approved, will be paid within three days of application. The EIDL grant need not be repaid, even if the EIDL loan is denied.

Self Employment Tax Credit

If the COVID-19 emergency means that you are unable to get to your job, you may be able to receive a credit on your income taxes, to be claimed on your income tax return and reduce your estimated tax payments. The COVID-19-related causes include:

  • You’re subject to a federal, state, or local quarantine order
  • You’ve been advised to self-quarantine by a health official, or you have COVID-19 symptoms and are seeking a diagnosis
  • You’re caring for someone under quarantine, or self-quarantine
  • You’re caring for a child whose school or daycare is closed because of a COVID-19-related public order
  • You’re experiencing a substantially similar condition specified by Health and Human Services. (This provision exists to cover illness arising from any mutation of the COVID-19 originating virus.)

If you’ve been subjected to a quarantine or self-quarantine, the credit equals 100% of your sick leave equivalent amount. The sick leave equivalent amount is the lesser of either your average daily self employment income, or $511/day for up to 10 days ($5,110 total).

If you’re caring for someone under quarantine or self-quarantine, or for a child whose school or daycare has closed, the credit equals 67% of your sick leave equivalent amount. The sick leave equivalent amount then is $200/day for up to 10 days ($2,000).

You can also claim a coronavirus emergency family leave credit for up to 50 days. In this instance, the credit amount would equal the number of qualified family leave days multiplied by the lesser of either $200, or your average daily self employed income. The maximum total family leave credit would be $10,000.

Employee Retention Tax Credit

Employers whose operations were fully or partially suspended due to COVID-19-related public emergency orders, or who experience a loss of over 50% in gross receipts as compared to the same quarter in 2019 are eligible to apply for the employee retention tax credit. The credit would be for 50% refundable payroll tax of up to $10,000 for each eligible employee.

  • Credit applies to wages paid after March 12, 2020, and before January 1, 2021.
  • Businesses which have received PPP loans would not be eligible to apply.
  • If the Eligible Employer averaged 100 or fewer full-time employees in 2019, qualified wages are the wages paid to any employee.

For more information, visit the IRS’ FAQs page.

Chamber of Commerce: A Guide to COVID-19 and Your Finances: What You Need to Know

The Chambers of Congress has published a guide to help small businesses navigate through the pandemic crisis. The guide includes up-to-date COVID facts and a recap of the $2 trillion stimulus bill enacted in March, as well as a discussion of issues relevant to small businesses: loss of revenue from shutting down; safety measures for businesses that must stay open; inventory and supply-chain issues; dealing with business insurance; managing employees remotely; and adjusting marketing strategies. Read the Guide.

A Guide to COVID-19 and Your Finances: What You Need to Know

In addition to their resource on annuities, Annuity.org has published a basic but comprehensive guide to what you need to know about managing finances, from a global overview to stock market volatility to the CARES Act. Read the Guide.

IRS

The U.S. Treasury Department and Internal Revenue Service (IRS) today issued guidance allowing all individual and other non-corporate tax filers to defer up to $1 million of federal income tax (including self-employment tax) payments due on April 15, 2020, until July 15, 2020, without penalties or interest. The filing deadline remains April 15, 2020, and most Americans are advised to file their tax returns, since they will be getting a refund. For more information, visit the IRS’s announcement.

The IRS has temporarily closed all Taxpayer Assistance Centers and discontinued face-to-face service throughout the country until further notice. The IRS is continuing to process tax returns, issue refunds and help taxpayers to the greatest extent possible.

Banking/Lending

Small Business Administration

(See above for information on PPP and EIDL loans.)

  • SBA Express Bridge Loans extend $25,000 to small business owners with an existing relationship with and SBA Express Lender
  • SBA Debt Relief: For qualified borrowers, the SBA will cover up to 6 months of principal, interest, and any associated fees

List Of Banks Offering Relief To Customers Affected By Coronavirus (COVID-19)

Forbes has compiled statements and plans from banks which are intending to offer relief to customers affected by COVID-19. The article is updated continuously. Bookmark the article here.

  • Ally Bank: Deferred payments for auto loans and mortgages, waived fees, etc. Learn more.
  • American Express: Waiving interest on late fees on accounts that are requesting COVID-19 relief. More information here.
  • Bank of America: Committed to giving relief on a ‘case-by-case’ basis for small business loans, mortgages, deposit accounts, credit cards, etc. Learn more.
  • BBVA: Loan, line of credit and credit card payment deferrals or extensions; waived ATM fees, etc. Learn more.
  • Capital One: Working with customers that experience financial difficulties. Learn more..
  • Chase Bank: Call the number on the back of your credit or debit card for direct assistance with payments.
  • Citi: Waiving monthly service fees for small business customers for 30 days, and fees on early CD withdrawals. Learn more..
  • Fifth Third Bank: Credit card and auto payment deferrals, small business payment deferrals, waived fees on loans for six months, etc. Learn more.
  • Huntington Bank: Consumer and small business payment deferral programs. Learn more.
  • PNC: Waived or refunded fees associated with deposit accounts or lending products; assistance programs for customers with consumer or business loans, credit cards or mortgages; emergency hardship loans. Learn more.
  • Santandar Bank: Temporarily suspended payments and stopped collection calls; extensions and payment deferral accommodations for existing small businesses clients; etc. Learn more.
  • TD Bank: Financial relief options upon request, including fee refunds, early penalty-free access to CDs and payment extensions. Learn more.
  • Truist (Formerly SunTrust and BB&T Banks): Payment relief assistance for clients on consumer loans, personal credit cards, business credit cards and business loans; waived ATM surcharge fees; 5% cash back for qualifying purchases at grocery stores and pharmacies through April 15, 2020. Learn more.
  • U.S. Bank: Working with customers who havebeen impacted by coronavirus. Learn more.
  • Wells Fargo: Fee waivers, payment deferrals and other expanded assistance for credit card, auto, mortgage, small business and personal lending customers who contact Wells Fargo directly. Learn more.

Student Loans

U.S. Department of Education (ED) office of Federal Student Aid

Your payments will automatically stop from March 13, 2020, through Sept. 30, 2020. To provide relief to student loan borrowers during the COVID-19 national emergency, federal student loan borrowers are automatically being placed in an administrative forbearance, which allows you to temporarily stop making your monthly loan payment. This suspension of payments will last until Sept. 30, 2020, but you can still make payments if you choose. Learn more.

Housing

Hello Landlord/Hello Lender assistance apps: Under the CARES Act, properties with a federally backed mortgage are subject to a temporary moratorium on evictions. Fast Company has an article on HelloLandlord, a tool to help tenants unable to pay rent skillfully negotiate with their landlords. The federal stimulus package also permits homeowners to delay mortgage payments. A second tool, HelloLender, assists mortgage holders in contacting their lenders to negotiate such a delay. Read the Fast Company article.

Anti-Eviction Mapping Project: An interactive map showing proposed and passed emergency tenant protections during the COVID-19 crisis. View the map.

Rent Strike Resources: An article with advice on forming a tenant’s association, conducting a rent strike, and advocating for tenant’s rights. Learn more.

Scam Alerts

Treasury Department Report

The Treasury Department reports that people are receiving calls, emails, or other communications claiming to be from the Treasury Department and offering COVID-19 related grants or stimulus payments in exchange for personal financial information, or requesting an advance fee, tax, or charge, including the purchase of gift cards. Do not respond to these calls. Instead, contact the FBI at www.ic3.gov so that the scammers can be tracked and stopped.

Coronavirus scams target your fear. Don’t let them

C’NET has posted an article on some widely-circulated coronavirus scams, including fake Facebook groups, and how to identify them. Read the article here.

Corporate Programs

Comcast is making Xfinity WiFi Free For Everyone and Xfinity WiFi hotspots located in businesses and outdoor locations across the country available for free to everyone, including non-Xfinity Internet subscribers. Comcast is also  waiving late fees and offering internet essentials free to new customers. Learn more.

Google Ad Credits: Google is offering small- and medium-sized businesses ad credits to be used towards future ad spends until the end of 2020. Learn more.

Honeycomb Credit: The investment crowdfunding platform is offering 45-day payment free periods,  6-month interest-only periods and reducing their posting, success, and investor fees. Learn more.

Kabbage Payments: Small businesses can sign up for a free account with Kabbage Payments to offer online certificates of $15-$100 via a unique URL to share with customers. Learn more.

Grants and Financial Assistance

We’re adding to this list constantly, to check back. This list includes nationwide grants and assistance. See below in state-by-state sections for grants and financial aid specific to your location.

Key: Added April 2-4. Added April 8. Added April 12-15. Added April 26.

American Documentary Artists COVID-19 Artist Emergency Fund: rapid response grants up to $500 to assist artists with basic needs including food, immediate health needs and insurance premiums. Learn more.

Anonymous Was a Woman Emergency Relief Grant: This program will distribute $250,000 in grants, up to $2,500 apiece, to women-identifying visual artists over the age of 40 who have been impacted by the COVID-19 crisis. The program is open to women-identifying visual artists over the age of 40 in the United States and territories, and aims to address the unique challenges faced by artists in middle age or older, particularly at this critical time. A link to the application form will be made available on Monday, April 6 at 10:00 AM EDT. Application period closes Wednesday, April 8th. Learn more and apply.

The Artists’ Fellowship, Inc. is a 501 (c) 3 charitable foundation that financially assists professional visual artists and their families in times of emergency, disability or bereavement. Assistance is given without expectation of repayment. One does not need to be a member of the Fellowship to receive assistance nor does membership in the Artists’ Fellowship entitle one to assistance from the foundation. Learn more.

Artists Relief: (note: this is a separate fund from Artist Relief Project) $5,000 grants to artists facing dire financial stress due to the COVID-19 crisis. The fund received additional funding and is accepting applications for its artists relief cycle II through May 31. However, funds are expected to run out, so artists should apply soon. Learn more.

Artist Relief Project: Any artist in any discipline who has been impacted by COVID19-related cancellations and closures may apply for assistance. Stipends and support will be given on a first-come, first-serve basis, with the only limitation being how much money we are able to raise. The only requirements are (1) you demonstrate you’re an artist by sharing your resume and website, where applicable, and (2) you share this fundraiser with your own networks and provide a screenshot of that activity. Learn more.

Arts and Culture Leaders of Color Emergency Fund: For those who self-identify as BIPOC (Black, Indigenous, People of Color) pursuing careers as artists or arts administrators whose income has been directly impacted by the COVID-19 pandemic. Apply here.

Business for All: Apply for grants up to $50,000 to support business growth, including $10,000 emergency COVID-19 Business for All Grants to help small businesses in crisis. Join leaders such as Gwyneth Paltrow, Kristen Bell, Lisa Price, and Zaw Thet to empower every American with an entrepreneurial spirit. Learn more.

CERF+ Artists Safety Net COVID Relief: CERF+ serves artists who work in craft disciplines by providing a safety net to support strong and sustainable careers. Their COVID-19 relief aid is being provided to those who require intensive medical care. Learn more.

Foundation for Contemporary Arts Emergency Grant: Grants between $200 and $2500 for visual and performing artists. Applications reviewed monthly. Learn more.

Freelancers Relief Fund is operated by Working Today, a nonprofit subsidiary of Freelancers Union, and provides assistance of up to $1,000 per household to qualifying freelancers nationwide to cover lost income and essential expenses. Applicants will be asked to submit a detailed funding request outlining their needs. Funding amounts will be determined by magnitude of income loss as a result of COVID-19. Applicants should be as detailed as possible, and provide as much documentation as possible, to support their funding requests. Learn more.

GoFundMe/Yelp: GoFundMe is partnering with Yelp to fund the Small Business Relief Initiative supports those impacted by the COVID-19 pandemic. The Initiative will provide fundraising tools and grants to help during the crisis. Learn more.

Gottlieb Emergency Grant Program: Financial assistance to painters, printmakers, and sculptors whose needs are the result of an unforeseen incident, and who lack the resources to meet that situation. Each grant is given as one-time assistance for a specific emergency, examples of which are fire, flood, or emergency medical need. Learn more.

Healthwell Foundation COVID-19 Fund: Maximum award level of $250 to help cover costs related to delivered food, medication, diagnostics, transportation and telehealth as a result of COVID-19 risk or incidence. Applicants must earn 500% of the Federal Poverty Level (adjusted for household size and high cost of living areas). Telephone applications only. Learn more.  

NALAC COVID-19 Relief Efforts:  The National Association of Latino Arts and Cultures (NALAC) recognizes the compounding impact that the COVID-19 public health pandemic is having on our communities and artistic field. In this moment of uncertainty, we return to the importance of confianza – the act of mutual trust and support to carve a way forward. Learn more.

Rauschenberg Emergency Grants: The Robert Rauschenberg Foundation and the New York Foundation for the Arts (NYFA) have partnered to administer a new emergency grant program to provide one-time grants of up to $5,000 for unexpected medical emergencies. The grants are available to visual and media artists and choreographers who are U.S. citizens or permanent residents in the United States, District of Columbia, or U.S. Territories. Learn more.

Red Backpack Fund: 1,000 grants of $5,000 each to female entrepreneurs in the U.S. to help alleviate the immediate needs and support the long-term recovery of those impacted by the COVID-19 crisis. Learn more.

Salesforce Small Business Grants: Salesforce has teemed with Ureeka to offer eligible small businesses the opportunity to receive a $10,000 grant. Businesses must have 2-50 employees, be in existence for 2+ years, have an annual revenue of $250k+, and have experienced challenges as a result of the COVID-19 crisis. Deadline is May 1 of 4, depending on your state. Learn more.

The Haven Foundation: Interim financial assistance to freelance professionals in the arts who face crises. Awards are granted with a view to helping individuals overcome temporary adversity and return to full-time work. Learn more.

Twenty Summers Emergency Arts Fund (EAF) for artists and arts organizations facing unmanageable financial loss as a result of the Coronavirus. They’re raising EAF funds from existing supporters, and are fundraising through a digital series, Art Interrupted. Twenty Summers is soliciting  Art Interrupted videos from creators – visual artists, writers, songwriters, multimedia, etc. – to use for fundraising for the EAF and requests that their existing videos be shared through social media. Learn more.

Loans

Kiva: Effective immediately, U.S. applicants for a Kiva loan will have access to: expanded eligibility – more small businesseswill be eligible; larger loans – the maximum loan on the Kiva platform will increase from $10,000 to $15,000; grace period – new borrowers may access a grace period of up to 6 months for greater financial flexibility. Learn more.

Opportunity Fund: is offering financial assistance is based on eligibility guidelines and funding availability. Existing customers can contact them at 877-629-2709 or customercare@opportunityfund.org. Those seeking new financing, contact us at 888-720-3215 (888-648-7859 en español) or click here to begin a request.

X
X