28 Oct ACA Open Enrollment 2022 Starts November 1
The open enrollment period for purchasing ACA healthcare coverage for 2022 on the federal exchange runs from November 1 through January 15. Most states participate in the federal exchange at HealthCare.gov. A number of states operate their own state healthcare exchanges, with differing enrollment periods. We’ve listed those below.
Individuals 65 and under can either enroll in ACA health coverage for them and their families during the open enrollment period. They can also add, change, or drop their current plans during the enrollment periods. Note that for coverage beginning January 1st, the enrollment must be completed by December 15. Enrollments completed after December 15 will be effective starting February 1.
The Medicaid open enrollment period, for those 65 and over, runs from October 15 through December 7th. New beneficiaries can enroll in Medicaid at any time. The open enrollment period permits Medicaid beneficiaries to change their program.
We highly recommend that Guild members seeking to enroll in or change their existing health insurance consult with Lighthouse Insurance Group (LIG). LIG provides concierge health insurance services, including Major Medical, Short Term Policies, Vision, Dental, Critical Care, and Supplemental Insurance Coverage, at no cost to Guild members. LIG advises both those who apply through the federal marketplace and those who apply through state exchanges. LIG will also work with Guild members to see if they qualify for any savings, such as through subsidies or special COVID-related relief.
To access the link to the Guild’s portal on the LIG website, log into Member Central and visit our Member Benefits page. You can also email us at membership@graphicartistsguild.org for the link.
States Using HealthCare.gov: November 1 – January 15, 2022*
*You must enroll by December 15 for coverage beginning January 1, 2022. Enrollments completed after December 15 will commence on February 1, 2022.
Alabama
Alaska
Arizona
Arkansas
Delaware
Florida
Georgia
Hawaii
Illinois
Indiana
Iowa
Kansas
Louisiana
Michigan
Mississippi
Missouri
Montana
Nebraska
New Hampshire
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
West Virginia
Wisconsin
Wyoming
States with Their Own Exchange: Registration Deadline Varies
State
State Exchange
Enrollment Period
California
Covered California
Open enrollment is extended indefinitely in response to the COVID crisis. Coverage begins on the first day of the month following enrollment.