Health Insurance Options, Now That the Federal Enrollment Period is Over
Posted by Rebecca Blake on December 19, 2017
If you had wanted to sign up for health insurance but missed the enrollment period for the federal exchange, you may still have options to get coverage at HealthCare.gov. If you’ve experienced a qualifying life event or any number of specific conditions, you may qualify for a special enrollment period. But your first step should be to double check that your state doesn’t have a state health exchange with an enrollment period extended beyond the federal exchange.
Residents of many states no longer have access to an open enrollment; either their state never set up a health insurance exchange, requiring their residents to purchase insurance on the federal exchange, or their enrollment period has ended. Note that while the states listed below have extended enrollment periods, coverage may not begin until after February 1st. Check your state’s website for details on the coverage period, and to enroll:
• California: January 31 https://www.coveredca.com
• Colorado: January 12 http://connectforhealthco.com
• District of Columbia: January 31 https://dchealthlink.com
• Massachusetts: January 23 https://www.mahealthconnector.org
• Minnesota: January 15 https://www.mnsure.org
• New York: January 31 https://nystateofhealth.ny.gov
• Rhode Island: December 31 https://healthsourceri.com
• Washington: January 15 https://www.wahealthplanfinder.org
Residents of the remaining 42 states may be eligible to sign up for coverage under a Special Enrollment Period if they’ve experienced any of a number of life changes:
• Gotten married
• Had a baby, adopted, or placed a child in foster care
• Lost insurance through divorce or legal separation
• Lost insurance through death of a family member
• Moved to a new zip code, county, or state, or moved to the US
• Moved to attend school or to follow seasonal work, or from a shelter
• Lost a job which provided health insurance
• Lost health coverage from a plan purchased independently
• Became ineligible for Medicare, Medicaid, or CHIP
• Turned 26 and became ineligible to be covered on a parent’s health plan
There are additional “complex issues” which can be taken into consideration when evaluating whether you are eligible for coverage under a Special Enrollment Period. These include: unexpected hospitalizations or temporary disability, technical errors at the HealthCare.gov website that prevented enrollment from going through properly, receiving incorrect information on HealthCare.gov when you selected your plan, and experiencing spousal abuse or abandonment. If you apply for consideration in a Special Enrollment Period and are denied, you can appeal the decision.
The Guild conducted a free webinar on the ACA and its options in mid-November. However, it’s been a rocky Fall for those wanting to sign up for health insurance. The repeated efforts to repeal the Affordable Care Act, let alone provisions in the proposed tax legislation, have made predicting insurance options and rates for 2018 extremely difficult. Our own free webinar on signing up for the ACA had to be revised the day before the webinar, and even then was outstripped by political developments in the previous 24 hours.
Below: Although the enrollment period at HealthCare.gov is over, you may still qualify for coverage.
The Guild Joins Visual Artists for a December Lobbying Visit
Posted by Advocacy Liaison on December 08, 2017
On December 4-5, the Guild joined our Coalition of Visual Artists for a trip to Capitol Hill to lobby on behalf of graphic artists in support of the CASE Act. The Copyright Alternative in Small-Claims Enforcement (CASE) Act was introduced by Representatives Hakeem Jeffries (D-NY) and Tom Marino (R-PA) in October. The Act creates a Copyright Claims Board to oversee small copyright cases in a process that for copyright holders is faster, less expensive, and simpler than the current system. While the Act has had wide bipartisan support – five co-sponsors across party lines – the Guild and Coalition members are encouraging additional Representatives to co-sponsor the bill.
The Guild joined counsel and members of the photography associations ASMP, NANPA, NPPA, PPA, and APA, as well as Copyright Alliance CEO Keith Kupferschmid, in meeting with the staffs of a number of representatives. To make the case for the CASE Act, we focused our comments on an explanation of how the very means by which graphic artists generate publicity and find new clients — online portfolios — is rampantly infringed. We also explained that with a majority of lawyers declining to take copyright infringement cases with a potential outcome of under $30,000, individual graphic artists are often left limited options when their copyrights are infringed.
The Guild will continue to lobby on behalf of the legislation, and as it works its way through committee, will work to ensure that the interests of graphic artists are reflected in the bill. We’re also asking creators to contact their representative and ask him or her to consider co-sponsoring the bill. An action portal on copyrightdefense.com has been set up for individuals to find the contact information for their representative; a sample email and telephone script have been provided.
Below: A view of the Capitol from outside the Rayburn Office Building, which houses the offices of Representatives.
Guild Responds to Copyright Office Request on Group Registrations
Posted by Advocacy Liaison on December 01, 2017
The Graphic Artists Guild has submitted a response to a proposed rulemaking by the Copyright Office on Group Registrations of Unpublished Works. Currently, graphic artists do not have a group registration option; among visual artists, only photographers have a group registration option, and that is only for published photos. The Guild has advocated for extending a group registration option to other works of visual arts.
The proposed rulemaking by the Copyright Office establishes a new group registration option for unpublished works: up to five works may be submitted for the group registrations; all works must have the same author or joint authors; and each work must be published in the same administrative class (for example, works of the visual arts, works of the performing arts, literary works, etc.).
Notably, the group registration option will replace the current “unpublished collection” option. In its notice in the Federal Register, the Office states that the unpublished collection option is “ineffective” since it permits the registration of an unlimited number of works, whereas a more limited option would permit the Office to more easily examine each submission for its ability to be copyrighted, resulting in a better record and more efficient system.
In our response, the Guild welcomed the extension of a group registration option for graphic works. However, we raised a number of concerns with the proposed rulemaking, notably that limiting group registration to just five individual works is unfeasible for graphic artists, who often generate a greater number of works (sketches, revisions, alternate versions) in the execution of a single project. We also asked for the Copyright Office to issue an opinion on what constitutes publication for online works since, in a digital age, the distinction between “published” and “unpublished” is often confused.
Montreal Design Declaration: “All People Deserve to Live in a Well-Designed World”
Posted by Rebecca Blake on November 14, 2017
On October 24, representatives from 14 international associations of designers, architects, urban planners, and landscape architects signed the Montreal Design Declaration. The signing took place at the conclusion of the first ever international Design Summit Meeting, and in the presence of representatives from three UN agencies: UNESCO, UN-Habitat, and UN Environment. The 14 international associations, along with four other design organizations, collaborated on the call to action. Collectively, over 600 national entities – design organizations, educational institutions, and design promotional centers — from 89 different countries were represented by the Declaration signers. (The Guild, as a member of ico-D, is represented on the Design Declaration.)
The Declaration challenges designers, educators, governments, and the private sector to work collaboratively in creating a world that is “environmentally sustainable, economically viable, socially equitable, and culturally diverse.” To reach this goal, the Declaration proposed 20 projects, from developing metrics to evaluate the impact of design, to fostering support and funding for design research and education, to showing the role of design in enhancing and celebrating cultural diversity.
The final project proposed by the Declaration is “Generate support for a world design agenda through distribution and statements of support for the Montréal Design Declaration.” To that end, designers are encouraged to download the Declaration, read it, and share it with their colleagues and contacts. The Montréal Design Declaration can be downloaded from their website. You can also like and share their Facebook page.
From Design Certification to National Design Policies
Posted by Guest on October 30, 2017
ico-D Platform Meeting and World Design Congress
International Council of Design (ico-D) is an international organization of graphic arts associations; their annual Platform Meeting took place October 13 and 14 in Montréal, Canada this year, and as in previous years Rebecca Blake represented the Guild and participated as the National Design Policy workgroup lead. The Platform Meetings are organized for the international members of ico-D’s Education Platform (design educational institutions and programs) and Professional Platform (design associations) to review presentations and discuss issues of concern to designers and design educators. It’s an excellent opportunity to meet with one’s peers and gain an international perspective on common issues.
This year’s Platform Meetings kicked off with presentations by RGD (Association of Registered Graphic Designers), GDC (Graphic Designers of Canada), and Chartered Society of Designers. Each association conducts a robust certification program for designers, unique in how the qualifications and knowledge base of the participating designers is evaluated. The subsequent discussion between Hilary Ashworth of RGD and Jonathon Strebly of GDC was particularly illuminating. The two associations, both based in Canada, conduct certification programs and in the past have had a competitive and at times rancorous relationship. The discussion focused on how the two associations seek to best to serve professional designers in Canada.
Food for thought: Jonathon Strebly describes the mission of GDC’s designer certification program (left), while Sami Niemäla asks a provocative question raised by Finland’s successful national design policy.
Another presentation that stood out was from the INDIGO, the Indigenous Design Network. In fact, one of INDIGO’s ambassadors, Elly Chatfield, initiated a new ritual for ico-D meetings. As a member of the Kamilaroi people of Australia, Chatfield opened the meeting with an Acknowledgment of Country rite, honoring the first people of Montréal and Québec. Russell Kennedy and Meghan Kelly from Deakin University in Australia reported on INDIGO’s activities and on their flagship project, the International Indigenous Design Charter, which was launched six days later at the World Design Congress. The International Charter will build on the existing Australian Indigenous Design Charter, and be a best practices guide for designers on using indigenous design and imagery accurately and respectfully. (A full interview of Kennedy and Kelly can be read on the ico-D website.)
For the Guild, the half-day session on National Design Policy (NDP) culminated three years of heading the NDP workgroup for ico-D. (A report on the NDP workgroup can be read on our website.) Members of the workgroup and invited speakers covered design policies from inception to full evolution and evaluation. Zachary Haris Ong from Malaysia and ZInna Nizar from Indonesia covered the first stop-and-go steps in getting an NDP initiated in their countries. (The task can be daunting; in Indonesia, as Nizar reported, design is not recognized as a profession, and designers are prohibited from charging for any services that don’t yield tangible outcome, such as a printed piece.) Bradley Schott and Peter Florentzos spoke on the stalled attempt at an Australian NDP, and a revamp of a regional design policy in Queensland.
The NDP presenters represented a broad range of countries: (left to right) Tyra von Zweibergk (Sweden), Sami Niemäla (Finland), Bradley Schott (Australia), Don Ryun Chang (South Korea), Zinnia Niza (Indonesia), Kelvin Tan (SIngapore), Rebecca Blake (USA – Graphic Artists Guild representative to ico-D), Zachary Haris Ong (Malaysia), and Peter Florentzos (Australia).
On the side of fully realized NDPs, Tyra von Zweibergk (Sweden), Sami Niemäla (Finland), Kelvin Tan (Singapore), and Don Ryun Chang (South Korea) discussed their countries’ NDPs. The discussions illuminated how much political, economic, and even cultural differences shade the structure and execution of the policies. In fact, Niemäla’s presentation made the startling supposition that the function of a design policy is to make itself irrelevant. From his report, the NDP in Finland was so successful, with public awareness of design and with the design thinking so well integrated into the private and public sector, that Finland has scrapped plans to create a national design center.
As with the INDIGO presentation, the NDP presentation was reprised for the World Design Congress later in the week. However, because of the limited time allotted, we focused on a guided Q&A conducted by Alisha Piercy, Communications Officer of ico-D. Ong, Florentzos, and Tan were joined by Mariano Alesandro of INDEX: Design to Improve Life in Denmark, and Arlene Gould from DIAC (Design Industry Advisory Committee) in Ontario, Canada. Alesandro spoke from the perspective of yet another highly evolved NDP from a Nordic state, while Gould represented the point of view from a country making its’ first steps towards an NDP. The audience included a mix of designers, policy makers, and educators. We were particularly delighted to entertain a question from Dori Tunstall; Tunstall led a US-based initiative on NDP in 2008-2010, which, while unsuccessful, yielded interesting insights into the US political structure and character, and how that influences our design sector.
Below: Zacharay Haris Ong and Rebecca Blake at the outset of the NDP presentation at the World Design Congress.
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